Top 5 Easy Ways To Qualify For Home Insurance Discounts

Your home is an investment worth protecting. A home insurance policy gives you this protection. However, the cost can be pretty high, so you should always do some comparison shopping for cheaper coverage before committing to a homeowners insurance policy with any insurer.

Another great way to save costs with your home insurance is by qualifying for and claiming discounts. Here is a look at what you can do to qualify for discounts.

1. Bundle Your Policies

Bundling your home insurance with other policies, such as automobile insurance, will qualify you for a considerable discount. Additionally, it is much easier to keep track of your various insurance policies when they are from the same carrier. 

2. Invest in Home Improvement Projects

Invest in home updates that will make your home less susceptible to damage. These updates reduce your risk profile, and your home insurance provider will be happy to offer a discount following the installation of the updates. 

It can be anything from updating your heating, plumbing, and electrical systems to installing shutter storms on your roof. Your insurer should be able to provide you with a list of updates that would qualify you for a discount on your homeowners insurance policy.

3. Invest in Home Safety and Security

Have the latest and best security measures in place, and you can have peace of mind knowing that your family and belongings are safe and secure. As a plus, investing in these measures can qualify you for a discount on your home insurance premiums. 

Among the most common features to consider are smoke detectors, water leak detectors, burglar alarm systems, fire alarm systems, fire extinguishers, deadbolts, and more. Have a combination of these installed, and you can get a discount amounting to a good percentage.

4. Pay the Year's Premium Amounts in Full

If you can afford to pay your policy's year's worth of premiums upfront, then go for it. Your home insurance company may reward you with an attractive discount. 

5. Stay Loyal

Many home insurance companies offer a sign-up discount to new customers. Some go the extra mile and offer a loyalty discount for every year you continue to stay with the insurer. Factor in this discount, and you will be incentivized to keep renewing your policy with the company instead of shopping around for a new homeowners insurance provider.

Home insurance need not be very expensive. Find out what discounts your insurer offers and how to qualify for them, and you can significantly save on your insurance premiums. Reach out to a company like Belus Group Ozarks to learn more.