Hidden Fire Loss Damages That Insurance Damages Experts Help You Determine

Property owners possess fire coverages for protection against losses due to accidental fires, explosions, or lightning. However, your insurance company only compensates for evidenced losses. Direct losses such as burnt machinery and buildings are easy to prove with photographs and police reports. But, on the other hand, fires also result in hidden damages which require professional expertise to unveil relevant evidence. Find below the hidden fire loss damages that only an insurance damages expert helps you determine.…

Does Your Car's Color Affect Your Auto Insurance Rates?

People have a lot of ideas about car insurance. They also have a lot of ideas about what different colors of cars might mean. So does your car’s color affect your car insurance rates? Do Auto Insurance Companies Use Car Color to Set Rates? Auto insurance companies generally won’t consider your car’s color when determining your car insurance rates. Car insurance companies look for factors that predict the risk of getting into an accident.…

4 Benefits Of Having Flood Insurance

Your homeowner’s insurance covers many different types of natural disasters. One type of natural disaster that most homeowner’s insurance policies don’t cover is floods. If you live in a designated flood zone or live in an area where storms that contribute to flooding are common, you will want to purchase flood insurance. Many benefits come with buying flood insurance that are explained below.   1. Continuous Protection  When you purchase flood insurance, you will get continuous protection.…