Choosing Boat Insurance Coverage

3 Tips for Getting the Best Homeowners Insurance

Posted by on January 18, 2017

Homeowners insurance is an essential purchase when you own a home. Without homeowners insurance, you will not be protected financially in the case of large amounts of damage to your home. You never know when something like this can happen, so it’s better to be safe than sorry. You may even be required to have homeowners insurance by your mortgage lender. To ensure that you are making the most of it, you should know these three tips for getting the best homeowners insurance policy possible:  Understand What is Covered: You...

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Saving On Homeowners Insurance Doesn’t Have To Be Hard – Try These 3 Tips For A Big Discount

Posted by on January 10, 2017

If you believe that all homeowners have to worry about is paying the mortgage and mowing the lawn, think again. Not only are homeowners responsible for expenses like trash removal, real estate taxes, and water service, but they also have to protect their investments. Your mortgage company will want to ensure that you maintain a homeowners insurance policy so that your home will be safe in case a major catastrophe hits. To get the best discount possible on your homeowners insurance premiums, try these inventive ideas. 1. Take Extra Security...

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3 Things You Need To Know About Filing An Insurance Claim

Posted by on January 10, 2017

If you get in a car accident, it is important that you know what to do so that you can get the money that you deserve after the accident. Most insurance companies are more than wiling to work with you to get your claim filed and fulfilled, but in some cases the person makes critical mistakes that end up hurting them later. Here are some things that you should and shouldn’t do when filing an insurance claim after a car accident. 1. Don’t Ever Leave The Scene Without The Other Person’s Insurance Information After the car...

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How a Car Accident Raises Your Insurance Rates

Posted by on January 6, 2017

Car-insurance companies are allowed to increase how much they charge after you have filed a car-insurance claim. However, when shopping for car insurance, if you want to factor the rate increase into which car-insurance provider you choose, it can sometimes be difficult to determine exactly what the rate change will be. Car-insurance providers are required to provide each state they insure with their rates and the system by which they determine how much rates will increase after an accident. In some states, the car-insurance providers are...

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Business Insurance For A Single-Person Business

Posted by on December 29, 2016

It’s becoming more and more common for individuals to start a business offering their personal skills as a service, or providing unique products to their audience. With these small, one-person businesses, it can be very important to get business insurance to protect the outcome of the business. Here is a guide to business insurance in these cases. Why Is Insurance Important? Business insurance may be especially important in the case that there is one person operating a business. You may not have a large amount of spare cash and time to...

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Thinking Of Starting A Business? Make Sure It’s Insured

Posted by on December 29, 2016

Starting your own business is a fabulous way to create independence for yourself and take pride in your work. But to protect your abilities to make ends meet off of your business, it’s wise to get business insurance from the very start. Why Do You Need Insurance? You may wonder why you need insurance right away. In fact, insurance is in critical need when you’re just starting out. When your business is not yet off the ground, any setback could have a major impact on your ability to keep going. For example, if you have some major...

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Three Reasons You Should Think Twice Before Buying A Minimum Coverage Auto Insurance Policy

Posted by on December 29, 2016

It may be tempting to buy an auto insurance policy that is the minimum coverage required by law in your state. Although this policy will be cheap today, it may not be so cheap when someone or something damages your car, and there is no one responsible to pay for the damages. This is true whether your car is new or old. It may save you money to add a few options to a minimum coverage policy. The following are a few of the more important issues you need to think about. You may be hit by an uninsured driver Although it is true that a few states...

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Tips To Lower Your Insurance Rates After A Ticket Or Accident

Posted by on December 15, 2016

A speeding ticket or at-fault accident can mean a sharp increase in your car insurance rates, which is reason enough to drive cautiously. If you do happen to get a ticket, though, don’t despair. There are things you can do to help negate some of the premium increases or at least minimize the length of time you have to pay the higher rate. The following tips can help. Tip #1: Go to court It can pay to show up in court instead of just paying the citation amount. Dress nicely and put on your best manners for the judge. If it’s a...

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3 Ways You Could Potentially Lower The Premium On Your Homeowner’s Policy

Posted by on December 12, 2016

Maintaining insurance on your house is just something that comes with being a homeowner. If you’re smart, you’ll budget for this insurance at the same time you are negotiating your mortgage. That said, everyone likes to save money and if you feel like you’ve been paying too much on your current policy, you might be thinking about heading out and getting an insurance quote or two. Regardless of whether you stay with your current insurance provider or switch to a different company, there are a few things you can do that could...

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How To Get Renter’s Insurance With Bad Credit

Posted by on December 9, 2016

Just because you have bad credit does not mean that you should not be able to protect your belongings inside of your rental home and reduce your liability should an accident occur within your rental property. Here is what you need to do to get renter’s insurance if you have bad credit.  Shop Around To get renter’s insurance that you can afford, you are going to need to shop around. Shopping around for insurance is not going to hurt your credit score if you do it during a short time period. Credit companies know that you are...

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